Financing Options

Renovate America

Renovate America offers two different home improvement financing options for homeowners.

  • HERO offers an innovative financing solution for home efficiency upgrades, with payments made along with your property taxes.
  • Benji offers simple, flexible financing for almost any home improvement, with competitive rates, flexible plans, and special financing options.
  • Renovate America's HERO financing helps more homeowners make energy-efficient, water-conserving, renewable energy home improvements.

100% Financing

HERO offers 100% financing up to your approved amount, and payments are made along with your property taxes.

  • No money down
  • 100% financing, up to approved amount
  • Not primarily based on credit score
  • Fast approvals
  • Interest may be tax deductible*
  • Flexible term lengths
  • Competitive, fixed interest rates
  • Paid along with your property taxes  

* Please contact tax advisor to determine if you are eligible for tax benefits.

Flexible Financing

Benji provides flexible financing for almost any home improvement.

  • From $2,000 to $50,000
  • No money down
  • Flexible term lengths and fixed rates
  • No interest, no payment special financing plans 1.

  1. No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the promotional period.